Florida Fire Damage Insurance Claims

 

Help with fire damage insurance claims in Florida

Fire Insurance Claim Help from a Proven Florida Public Adjuster (Bryan E. Thomas)

A fire insurance claim can be the most complex and involved type of property loss to navigate. While following the lead of the claim adjuster from your insurance company may seem like the path of least resistance, doing so will often lead to settlement delays, a grossly under-adjusted settlement and limited options for rebuilding and restoring your property and possessions.
Our public adjuster / property damage appraiser, Bryan knows exactly how to navigate the fire insurance claim process to a fast and accurate settlement. Rather than allowing the insurance company to dictate the claim process our proactive and aggressive approach allows YOU to control the pace and settlement of the claim. This means our clients are fully compensated in the most efficient way.


Fire Insurance Claim Tips
Insurance companies commonly use tactics to delay settlements and/or further investigate, substantiate or deny a fire insurance claim. Here are tips to ensure your claim progresses properly:

  • Request a certified copy of your insurance policy and copy of the fire report ASAP.
  • Compile your own detailed personal property inventory.
  • Control ALL of your personal property. Never allow any restoration company to remove your property for disposal or restoration until you know all your rights and options.
  • Obtain independent damage estimates to gauge the actual cost to rebuild your property.
  • Document every point of communication with your insurance company adjuster.
  • Wait – Never start the rebuild process until you know ALL your rights and options for settlement.
  • Caution– Use caution when submitting any information or documents to the insurance adjuster. You could waive your rights or jeopardize your claim.
  • Demand an explanation if your claim has not settled within 60 days.
  • Seek to uncover all benefits your policy affords, or consult with a public adjuster. In many total-loss scenarios, a potential 35 percent in extra coverage above the policy limit may be available.

Take Charge of the Fire Insurance Claim Process
In nearly all the fire claims we’ve worked, there has been a large difference between what the insurance company’s claim adjuster OFFERS and what should be paid contractually pay per the policy’s provisions and a comprehensive estimation of damages. Choices and decisions about your home, possessions and the fire insurance claim process should be made by you, not the claim adjuster from your insurance company. And, our assistance assures that.
Bryan is an expert in understanding and analyzing insurance policies, compiling detailed damage estimates and negotiating the largest possible fire claim settlement, all while you focus on restoring your life. With decades of fire and smoke damage claims experience, he has witnessed – and can help you avoid – common mistakes that result in major complications, delays, disputes, or negligent misappropriation of insurance coverage.

Florida Fire Insurance Claims – All of Florida

When to Seek Help with Your Fire Claim

While all claimants can benefit from a public adjuster’s help during the fire insurance claim process, you absolutely need to consult with a trusted and experienced claim adjuster if you’ve received a:

  • Reservation of Rights letter

  • Demand to participate in an Examination Under Oath (EUO)

  • Proof of Loss form to fill out or sign.

  • Letter stating that your fire claim has been ruled suspicious or is under investigation

  • Fire damage insurance claim assessments can be tricky. Damage to your most important life investment, your home or business are not always apparent or visible. Great care should be taken to inspect all aspects of a fire and the smoke and water damage caused as a result of the fire.

 

Reasons To Choose The Best Florida Fire Claim Adjuster To Handle Your Fire Insurance Claim

One call to a 5 Star rated Public Adjuster, Bryan Thomas (800-616-4027) will change the stress you feel due to the fire damage event. Bryan works fast to get on your scene, assess the damages and begin the process of an equitable and proper recovery immediately. We all know the saying “the devil is in the details”; well your insurance company is in the business of running past the details which lead you to a more equitable recovery . As a Florida Public Adjuster Bryanhas a cadre of tools and event experience to assemble a detailed recovery which will lead to a satisfactory recovery of your home and property. Your home and or business are your most valuable possessions and typically the largest investment. Bryan will see to it that you restore your home or business back to the proper condition and minimize the haggling and stress your insurance company will impose on you when filing a fire damage insurance claim. Contact Bryan today 800-616-4027 to start the process of a proper equitable recovery to your fire damage claim. Get the maximum settlement from your insurance claim.

    • Expert Adjusting Fire Damage Claims

    • We Pay Attention To Detail

    • Fire Damage Claims is our expertise

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What Clients Are Saying About Us

  • One of the best, if not the best public insurance adjuster in Florida. Saved me after a flood! He knows his job too well and knows how to create people that are in need for good advice and help. Thank you!

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    • Saso Trajkov
  • After suffering a fire loss the insurance company (after many visits from their inspection teams) made a lump sum settlement with me. Totally inadequate and my complaints did not move them. Then I decided to call in Bryan E. Thomas who responded promptly. He researched my claim and brought his own inspection teams and contacted my insurance company. They found that not only underpaid for my loss but that the Insurance Company didn't have the correct coverage that I had paid for whether deliberately or inadvertently. They pointed our differences to my company the errors they made and I received an additional fifty % over their original settlement. To say I was pleased is putting it mildly. Today my home is almost restored to its original condition, thank you Bryan!.

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    • Linda Sylver
  • Professional and honest. I had a toilet flood that caused me great damage. Then I conctacted my insurance company and they offered me so little when compared to my damage. One of my best friends recommended my Florida Public Adjuster. I talked with Bryan and I explained my situation. The communication was excellent and he took care for me from then on. He worked hard to claim what I belonged. At the end he managed to get much larger amount from my insurance company. What an amazing service!

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    • Tim Granger
  • You identified issues that my insurance company never mentioned, this resulted in my settlement being almost double the amount that my insurance company initially agreed to. You have been most compassionate and kind in helping me out with this disaster — the likes of which I have never experienced before. You identified damaged items that my insurance company never mentioned. You took control of the problem, so that I was not burdened with handling it by myself. You resolved the problem with my insurance claim in such a timely manner, and to my surprise, you negotiated with my homeowners insurance company, resulting in a fair settlement amount for the total damages to my condo (that were caused my neighbor). I am so grateful that the admin of my condo referred me to you. I had no idea a Public Adjuster existed to help homeowners deal with homeowners insurance claims of unfair value for property damage. I will highly recommend Bryan E. Thomas to my family and friends.

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    • Jessi Sharon
  • Thank you Bryan! I recently filed two claims simultaneously with Bryan’s assistance. He took all the stress and worry out of the process. He recently hand-delivered two checks to me totaling in excess of $120,000. The process took no more than 4 weeks from start to finish. I know for a fact that I could not have managed my claims and received this payout without his support and professional guidance. I’ve already referred Bryan to two of my neighbors. Highly recommended!

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    • Caroline Jameson
  • We had a water damage in our studio recently. Florida Public Adjuster's team has done a great job to get me even more money than my insurance company initially offered me. Bryan was very responsive and knowledgeable. We strongly recommend him to anyone that has experienced water damage. Amazing service!

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    • Jason Jackson
  • After the recent fire I have experienced in my condo in Fort Lauderdale, I was a bit lost. The insurance company offered me too little and I didn’t know what to do after until a friend of mine recommended me Bryan. He is truly an expert and largely helped me with getting more money from my insurance company. He is a great communicator and real expert in restoration. He can be of great help to anyone that experienced water or fire damage. Thank you!

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    • Janet Velkovski
  • Thank you Bryan for providing the best compensation for the water damage of my aunt’s house in Fort Lauderdale. You are a real example of how every dedicated professional should work. You are an expert in this field and I will always highly recommend you to anyone that has similar problems!

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    • Steven McMachon
  • Today, I learned something extremely useful. I had heard of people hiring public adjusters for insurance claims in the past, but I never really thought much about it. From my uninformed perspective, there wasn’t much of a difference between an independent adjuster (who works for the insurance company) and a Florida public adjuster who works only for the insured [home, condo, and business owners]. Bryan is a Public Adjuster. He will make sure you receive every penny you are owed for a claim and he does not get paid until you have been paid. There was insufficient damage to my home to warrant opening a claim but I did get a glimpse into how Bryan looks at the incident and watches out for his potential clients. Most importantly, I realized that the insured is his client, not the insurance company (which is both a huge distinction and advantage for the policyholder). Whether you have a claim or think you have a claim, please call Bryan, even before contacting the insurance company. He will look it over, give you his honest assessment, and gather every molecule of evidence that might push the advantage into your court. Thank you again Bryan! You did an amazing job.

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    • Bridget Karras
  • I didn’t know what a Florida Public Adjuster was until I met Bryan. He helped us battle the insurance company and get us all the money we were entitled. We highly recommend you contact Bryan should you have an insurance claim. The insurance company is the enemy and Bryan makes them pay

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    • Nisha Shao
  • One of the best, if not the best public insurance adjuster in Florida. Saved me after a flood! He knows his job too well and knows how to create people that are in need for good advice and help. Thank you!

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    • Alex Noble
  • Bryan,It is very nice to know that I can send you someone who has just had a loss and know that you will take good care of them. My daughter was terrified by the insurance company and you handle them for her and made the process easy. I can’t thank you enough for helping her. If you hadn’t help her they were surely going to take advantage of her. They offered her $1,500 for her damage and she just settled for $88,000. You are the pit bull of adjusters and I’m glad that you were able to help.

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    • Marco Belena

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