Types Of Claims

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New Claims
It is best to use the services of Florida public adjuster when you need to file for a property insurance claim.  If you contact us before sending the claim application to your insurance company, we not only prevent the common mistakes from occurring but also do the significant work in documenting your insurance claim for maximum benefit. As a Florida Public Adjuster he ensure that there are no loopholes when it comes to filing for the claims. We prevent all potential delays in the claim process for the insured.

Pending Claims
If you have already been paid or received an offer only for a part of your insurance claim, A Florida Public Adjuster can take over from that point. I offer FREE claim evaluation and get paid only if I discover areas of underpayment and/or items that were left out of your insurance settlement. As a Florida public adjuster I then re-document and cross-reference every aspect of your property damage or loss and check the things that were not originally included or were not properly paid for. I will work to maximize the total amount that you finally receive from the insurance company.

Re-open File or Supplement Claim
By law we are allowed to reopen an insurance claim (2 years from the date of loss or breach) if you were not adequately compensated in the first instance, as a public adjuster I make process easier and quicker. I will find areas of underpayment and/or items that were left out of your insurance settlement. Statute of Limitations mentions the period of time between the date of loss and the deadline for you to file a lawsuit for a claim as 2 years.

Underpaid Claims or Claim Denial
As a Public Adjuster I have reviewed numerous insurance claim denials and have found coverage for many for them. We work as and with a team of loss experts, appraisers, engineers, contractors, geologists and attorneys to reassess your losses and look into all documents that were prepared and submitted for the claims. We leave no stone unturned to get you the justified claims that you rightfully deserve.

 Types Of Claims

Business Owners

 

 Commercial Claims

 

Residential / Homeowners Claims

 

Condominium Claims

 

Whenever a disaster or calamity strike, my first priority is to offer you all possible help to recover from your stressful losses.  

I will then proceed to file your insurance claims against the property loss.

Filing For Claims Through a Florida Public Adjuster

Bryan knows how traumatic property damage can be, working around papers and going through a lengthy and tedious process to file for claims is even more disturbing. That’s why he will offer you all the support as your public adjuster – working exclusively in the favor of you, the insured!

Once you contact Bryan, he will then assess the total damage caused to your residential, condominium or commercial property. Losses caused to commercial property also impact the business and your earnings and we do take them into account. We then assist you in filing for the insurance claim. For this we require a copy of your insurance policy’s Declarations Page as this helps to determine applicable coverage for the perils that the property insured against. We then prepare a claim report on structural damage and prepare a physical personal property inventory on our claim forms. Bryan will then take into account and document any additional living expenses, loss of rent, and business income claims as per your insurance policy coverage. The total claim estimates are then forwarded to the insurance company representative for evaluation and adjustment.

As your public adjuster and/or Insurance Appraiser, Bryan will meet your insurance company representatives to ensure that your claim is adjusted fairly and equitably, and results in an acceptable settlement to you. Bryan is considered one of the best advocates and loss experts in the State of Florida. He will support the claim and negotiate to ultimately win the maximum claim amount for you.

Want to know more about the type of claims that we help you with or have any other questions pertaining to our claim filing processes? Give us a call 954-800-3457 or email us at

As the policyholder's advocate, Bryan Never works for the insurance company. Please visit the different types of damage pages which explain how we obtain the most money for you concerning your particular type property claim.

 

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What Clients Are Saying About Us

  • One of the best, if not the best public insurance adjuster in Florida. Saved me after a flood! He knows his job too well and knows how to create people that are in need for good advice and help. Thank you!

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    • Saso Trajkov
  • After suffering a fire loss the insurance company (after many visits from their inspection teams) made a lump sum settlement with me. Totally inadequate and my complaints did not move them. Then I decided to call in Bryan E. Thomas who responded promptly. He researched my claim and brought his own inspection teams and contacted my insurance company. They found that not only underpaid for my loss but that the Insurance Company didn't have the correct coverage that I had paid for whether deliberately or inadvertently. They pointed our differences to my company the errors they made and I received an additional fifty % over their original settlement. To say I was pleased is putting it mildly. Today my home is almost restored to its original condition, thank you Bryan!.

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    • Linda Sylver
  • Professional and honest. I had a toilet flood that caused me great damage. Then I conctacted my insurance company and they offered me so little when compared to my damage. One of my best friends recommended my Florida Public Adjuster. I talked with Bryan and I explained my situation. The communication was excellent and he took care for me from then on. He worked hard to claim what I belonged. At the end he managed to get much larger amount from my insurance company. What an amazing service!

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    • Tim Granger
  • You identified issues that my insurance company never mentioned, this resulted in my settlement being almost double the amount that my insurance company initially agreed to. You have been most compassionate and kind in helping me out with this disaster — the likes of which I have never experienced before. You identified damaged items that my insurance company never mentioned. You took control of the problem, so that I was not burdened with handling it by myself. You resolved the problem with my insurance claim in such a timely manner, and to my surprise, you negotiated with my homeowners insurance company, resulting in a fair settlement amount for the total damages to my condo (that were caused my neighbor). I am so grateful that the admin of my condo referred me to you. I had no idea a Public Adjuster existed to help homeowners deal with homeowners insurance claims of unfair value for property damage. I will highly recommend Bryan E. Thomas to my family and friends.

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    • Jessi Sharon
  • Thank you Bryan! I recently filed two claims simultaneously with Bryan’s assistance. He took all the stress and worry out of the process. He recently hand-delivered two checks to me totaling in excess of $120,000. The process took no more than 4 weeks from start to finish. I know for a fact that I could not have managed my claims and received this payout without his support and professional guidance. I’ve already referred Bryan to two of my neighbors. Highly recommended!

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    • Caroline Jameson
  • We had a water damage in our studio recently. Florida Public Adjuster's team has done a great job to get me even more money than my insurance company initially offered me. Bryan was very responsive and knowledgeable. We strongly recommend him to anyone that has experienced water damage. Amazing service!

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    • Jason Jackson
  • After the recent fire I have experienced in my condo in Fort Lauderdale, I was a bit lost. The insurance company offered me too little and I didn’t know what to do after until a friend of mine recommended me Bryan. He is truly an expert and largely helped me with getting more money from my insurance company. He is a great communicator and real expert in restoration. He can be of great help to anyone that experienced water or fire damage. Thank you!

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    • Janet Velkovski
  • Thank you Bryan for providing the best compensation for the water damage of my aunt’s house in Fort Lauderdale. You are a real example of how every dedicated professional should work. You are an expert in this field and I will always highly recommend you to anyone that has similar problems!

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    • Steven McMachon
  • Today, I learned something extremely useful. I had heard of people hiring public adjusters for insurance claims in the past, but I never really thought much about it. From my uninformed perspective, there wasn’t much of a difference between an independent adjuster (who works for the insurance company) and a Florida public adjuster who works only for the insured [home, condo, and business owners]. Bryan is a Public Adjuster. He will make sure you receive every penny you are owed for a claim and he does not get paid until you have been paid. There was insufficient damage to my home to warrant opening a claim but I did get a glimpse into how Bryan looks at the incident and watches out for his potential clients. Most importantly, I realized that the insured is his client, not the insurance company (which is both a huge distinction and advantage for the policyholder). Whether you have a claim or think you have a claim, please call Bryan, even before contacting the insurance company. He will look it over, give you his honest assessment, and gather every molecule of evidence that might push the advantage into your court. Thank you again Bryan! You did an amazing job.

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    • Bridget Karras
  • I didn’t know what a Florida Public Adjuster was until I met Bryan. He helped us battle the insurance company and get us all the money we were entitled. We highly recommend you contact Bryan should you have an insurance claim. The insurance company is the enemy and Bryan makes them pay

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    • Nisha Shao
  • One of the best, if not the best public insurance adjuster in Florida. Saved me after a flood! He knows his job too well and knows how to create people that are in need for good advice and help. Thank you!

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    • Alex Noble
  • Bryan,It is very nice to know that I can send you someone who has just had a loss and know that you will take good care of them. My daughter was terrified by the insurance company and you handle them for her and made the process easy. I can’t thank you enough for helping her. If you hadn’t help her they were surely going to take advantage of her. They offered her $1,500 for her damage and she just settled for $88,000. You are the pit bull of adjusters and I’m glad that you were able to help.

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    • Marco Belena

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